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Yes, the individual market is the worst, especially if you have any kind of medical condition that makes it harder for you to find coverage.

Slapping an 'excise tax' on high-premium policies, in the belief that this is will somehow make insurance cheaper, or that it will only affect fat cats on Wall Street is hopelessly misguided.

It's one thing to say, let's cover the uninsured. It's another to wade into what reform has become – remaking the insurance marketplace. The federal government has almost no experience with this, and in examples like this, it shows.

Yes, the individual market is the worst, especially if you have any kind of medical condition that makes it harder for you to find coverage.

Slapping an 'excise tax' on high-premium policies, in the belief that this is will somehow make insurance cheaper, or that it will only affect fat cats on Wall Street is hopelessly misguided.

It's one thing to say, let's cover the uninsured. It's another to wade into what reform has become – remaking the insurance marketplace. The federal government has almost no experience with this, and in examples like this, it shows.

Seeing as how my premiums increased 31% this past year, I will not be surprised if they go up at least 25% next year (and the year following). Then guess what? Premiums would magically be in excess of $8000 in two short years.

Now THAT scares me!!